HOA Management Blog

At The Hignell Companies we have been providing professional management services for California Homeowner Association Boards for nearly 30 years. We love sharing our knowledge and perspective. Give us a call at 530-419-6032 if you have any questions.

How to Save on Home & Renters Insurance in Your Homeowners Association

August 25, 2017 at 3:30 PM / by HOA Manager

posted in Resident Tips, Insurance Coverage

Whether you own or rent your home within a homeowners association, insurance is essential to protect your property and household goods. Comparison shopping for the best rates will certainly save you some money, but you also can save by following these tips:

Read More >>

Help Your HOA Board Members Understand Crime and Fidelity Insurance

May 9, 2017 at 4:06 PM / by HOA Manager

posted in Insurance Coverage

While nearly all HOAs have some type of policies on the books, many HOA boards have little or no idea what type of insurance they have or need. This can potentially lead to expensive litigation and claims that can cost your homeowners association thousands, and sometimes even millions of dollars.

Read More >>

5 Actions an HOA Board Should Take to Clarify Maintenance & Insurance

November 7, 2016 at 4:00 PM / by HOA Manager

posted in HOA Responsibilities, Insurance Coverage, HOA Maintenance

One common subject that often causes confusion in a homeowners association is grasping the difference between the maintenance responsibilities of an association and the items that are covered by the association’s insurance policy. Often owners and even HOA board members may not understand the differences between these two subjects.

Read More >>

What to Do After a Natural Disaster in Your Homeowners Association

August 19, 2016 at 11:17 AM / by HOA Manager

posted in Member of HOA, Safety in an HOA, Insurance Coverage

If your homeowners association property has been damaged in a natural disaster—hurricane, tornado, flood, earthquake or fire there are some important steps you can take in the immediate aftermath to ensure your safety and minimize financial loss. Consider the following actions:

Read More >>

Tips from an HOA Board: What to Look for in Home Warranties

July 22, 2016 at 10:30 AM / by HOA Manager

posted in Member of HOA, Resident Tips, Insurance Coverage

As a homeowner, you probably received a new home warranty when you purchased your home - many owners within your homeowners association may also have one. If no major problems have been encountered with your home, then you probably have not read the home warranty paperwork, but you should!

Read More >>

Do You Know the Limits of Your Homeowners Association’s Insurance?

June 22, 2016 at 11:45 AM / by HOA Manager

posted in Member of HOA, Safety in an HOA, Insurance Coverage

If you’re a member of an HOA board, you probably know that having insurance for your homeowners association is a necessity to protect the HOA and its members. But do you know what type of insurance you need to have or what the Association is responsible for and what the individual homeowner is responsible for? It can be a confusing topic to understand, especially if you have outdated CC&Rs – or haven’t even read your CC&Rs.

Read More >>

What Type of Insurance Does Your Homeowners Association Need?

October 22, 2013 at 12:34 PM / by HOA Manager

posted in homeowners association, HOA Board, Insurance Coverage

As a member of your homeowners association board (HOA) you may ask, "Do we need insurance?" The answer is a big yes! The more pertinent inquiry would be, "What type of insurance does our HOA need?" It is vital that your organization has the proper insurance coverage for all possible types of problems. 

Read More >>

Individual Homeowner Residential Insurance Coverage

February 12, 2013 at 12:10 PM / by HOA Expert

posted in Insurance Coverage

Some homeowners associations who carry property/general liability insurance extend their coverage to include residential insurance in a portion of homeowner's association fees. If you are in a situation where you have HOA insurance coverage, does that mean you as an individual homeowner don't need an additional insurance policy on your residence? The answer is a resounding NO.

Read More >>